Doorstep Loans

What are Doorstep Loans?

Doorstep loans are a form of instant cash loan which is delivered straight to your door. The application process works in a very similar way to a standard instant payday loan, in that you log onto the website, apply completely online, but rather than having the money put into your bank account, the money will be delivered straight to your door the following day.

Why would I use doorstep loans over cash loans?

Some people prefer to have the cash they need delivered straight to their door, as they pay their bills in cash, whilst others may have a bank account that is so far overdrawn the money they receive into the account would just go towards putting the balance back to 0, and they wouldn’t be able to draw any of it out.

Doorstep loans have been designed to offer customers an advance on their next pay cheque and are a fantastic method of allowing customers to pay their bills now, so they aren’t left with late charges or a black mark on their credit record.

In the UK in 2011 over a million people used doorstep loans, cash loans and other forms of payday loans to borrow the money they needed to make their mortgage payments, and millions more used the service to help pay their rent, put food on the table or to pay for essential repairs.

Why would I need doorstep loans?

There are hundreds of reasons why customers come to us in search of doorstep loans. Some of the most common revolve around unexpected bills. Many families’ finances are so tight at the moment they just about earn enough money to feed the family, fill up the car of petrol and to pay their bills and unexpected costs can really throw their budgeting out.

With the winter often causing breakdowns to boilers, leaks in roofs and damage to cars, we see lots of customers apply for doorstep loans to help spread the cost of those unexpected repairs, and it’s a great way of making sure you still make all your bill payments on time, and don’t get charged a fortune for going over your overdraft limit with your bank.